Personal Finance

The MACRAO Transfer Agreements through Kirtland Gaylord M-TEC and North Central Michigan College allow for smooth transferability of courses among participating Michigan colleges and universities.

It stipulates that 30 semester hours of 100-level and above compatible general coursework will satisfy typical freshman and sophomore-level general education requirements for the bachelor’s degree at participating universities. A KCC or NCMC student who completes the 30 credit hours for the MACRAO Transfer Agreement and who seeks to transfer to another institution must request that Student Services stamp his/her transcript “MACRAO Agreement Satisfied.” Check each school’s policies for further information.